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Posts tagged "auto insurance"

How to handle a car accident with a tourist

Florida's beaches, weather and theme parks are an international draw that make The Sunshine State one of the country's major attractions. Visitors travel south all winter long with AAA predicting 2016's holiday season as one of the busiest travel holidays in recent years. Visit Florida estimates that over 85,000 visitors came to the state this year.

Hit and Run Accidents

  • The driver is always required to stop either at the scene of the accident or, if that is not safe, as close as safely possible.
  • If the accident results in bodily or property damage each driver is required to provide the other drivers with their name, address, and the registration number of their vehicle. They must also provide their license to the other drivers if asked. Additionally, if someone was injured in the crash the others involved must provide him or her with reasonable assistance in traveling to medical assistance.
  • In the event that there is no other driver available to give the above-mentioned information to, then this information must be given to the nearest police officer.
  • Anyone involved in an accident with property where the owner is not present, they must leave a note, securely and in plain sight with the driver's contact information. The driver must also notify the nearest police officer or law enforcement agency of the crash.

What are the possible penalties of a hit and run conviction?

Passenger Rights in an Auto Accident

As the passenger in an auto accident you have multiple options as to where you file your claim; depending on the circumstances of the accident you may file your claim with your own insurance, the insurance company of the vehicle you were occupying or the insurance company of any other vehicle at-fault in the accident. As a passenger you are not at fault in a car accident and may collect insurance even if the driver of the vehicle you were occupying was at-fault.

Personal Injury Protection Insurance

Florida is among one of the twelve states plus Puerto Rico to have Personal Injury Protection (no fault or PIP) auto insurance. According to the Florida Office of Insurance Regulation the mandatory PIP insurance law was passed with intentions to expedite the process of paying injured driver's medical bills. With PIP insurance injured drivers are able to access $10,000 in immediate medical coverage rather than taking the case to court and only receiving payment after fault was established. In addition, this law will help reduce the number of cases waiting for their trial in the Florida Court System.

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